Our Loan Programs
From fast hard money to flexible Non-QM and commercial financing — we structure loans around your deal, not a rigid checklist.
Hard Money / Private Money
Asset-based lending at the speed of your deal.
Hard money loans are secured by the property itself — not your credit score or tax returns. Arc Global funds deals that traditional banks won't touch, with underwriting focused on the asset value and your exit strategy.
Program Highlights
- Close in as few as 7–10 days
- Up to 65% LTV on purchase and refinance
- Fix-and-flip, buy-and-hold, and cash-out refinance
- No prepayment penalty options available
- Residential and commercial properties
Common Questions
Non-QM Loans
Flexible qualification for borrowers outside the conventional box.
Non-QM (Non-Qualified Mortgage) loans are designed for borrowers who have strong finances but don't fit the strict documentation requirements of conventional lending. We offer multiple qualification paths so your income profile doesn't disqualify you.
Program Highlights
- Self-employed and business owners welcome
- No tax returns required on select programs
- Loan amounts up to $3M+
- Primary, second home, and investment properties
- Competitive rates and flexible terms
Common Questions
DSCR Loans
Let the property qualify — not your personal income.
Debt Service Coverage Ratio (DSCR) loans qualify based on the rental income of the property, not the borrower's personal income. If the property generates enough cash flow to cover the mortgage, you can qualify — no W-2s, no tax returns, no employment verification.
Program Highlights
- No personal income verification required
- Qualify based on property cash flow
- Single-family, multi-family, and short-term rentals
- Purchase, refinance, and cash-out available
- Unlimited financed properties
Common Questions
Bridge Loans
Short-term capital to keep your deal moving.
Bridge loans provide fast, short-term financing to bridge the gap between your current situation and your next step — whether that's purchasing a new property before selling an existing one, completing a renovation, or stabilizing an asset before refinancing into permanent financing.
Program Highlights
- Terms from 6 to 24 months
- Close in as few as 10–15 days
- Interest-only payment options
- Residential and commercial properties
- Purchase, refinance, and construction completion
- Loan amounts from $250K to $20M+
Common Questions
Commercial Loans
Flexible financing for income-producing commercial properties.
Arc Global provides commercial real estate financing for a wide range of property types and transaction structures. Whether you're acquiring, refinancing, or repositioning a commercial asset, we have the capital and flexibility to get your deal done.
Program Highlights
- Loan amounts up to $50M+
- Office, retail, industrial, multifamily, and mixed-use
- Purchase, refinance, and cash-out
- Bridge and permanent financing options
- Nationwide lending
- Flexible underwriting based on asset performance
Common Questions
Foreclosure Loans
Fast capital to stop foreclosure or acquire distressed properties.
Foreclosure loans provide urgent financing for homeowners facing foreclosure or investors looking to acquire distressed properties before or at auction. Time is critical — Arc Global moves fast to protect your asset or fund your next acquisition.
Program Highlights
- Stop foreclosure before it happens
- Acquire distressed properties at auction
- Close in as few as 7–10 days
- Fast approvals — decisions in as little as 24 hours
- Residential and commercial properties
- Refinance out of default situations
- Flexible terms based on equity and exit strategy
Common Questions
Not Sure Which Program Fits?
Tell us about your deal and we will match you with the right loan program. No obligation, no pressure — just answers.